diff --git a/client-core/src/transcript_fold.rs b/client-core/src/transcript_fold.rs
index 1c02a8d..cc76316 100644
--- a/client-core/src/transcript_fold.rs
+++ b/client-core/src/transcript_fold.rs
@@ -112,6 +112,13 @@ pub enum TranscriptItem {
     ClearedNote {
         seq: u64,
     },
+    /// The account's usage limit stopped the turn; `resets_at` is epoch
+    /// seconds when the dialect said when it lifts (`LimitNote` in
+    /// `TranscriptItems.kt`).
+    LimitNote {
+        seq: u64,
+        resets_at: Option<f64>,
+    },
     CompactedNote {
         seq: u64,
         pre_tokens: Option<u64>,
@@ -131,6 +138,7 @@ impl TranscriptItem {
             | Self::CommandRow { seq, .. }
             | Self::Note { seq, .. }
             | Self::ClearedNote { seq }
+            | Self::LimitNote { seq, .. }
             | Self::CompactedNote { seq, .. } => *seq,
             Self::QuestionCard(card) => card.seq,
         }
@@ -525,6 +533,14 @@ pub fn fold_event(items: &[TranscriptItem], entry: &SeqEvent) -> Vec<TranscriptI
             items.push(TranscriptItem::ClearedNote { seq });
             items
         }
+        Event::LimitReached { resets_at } => {
+            let mut items = items.to_vec();
+            items.push(TranscriptItem::LimitNote {
+                seq,
+                resets_at: *resets_at,
+            });
+            items
+        }
         Event::Compacted {
             pre_tokens,
             post_tokens,
diff --git a/event-model/src/lib.rs b/event-model/src/lib.rs
index 9b96ad5..4c40c11 100644
--- a/event-model/src/lib.rs
+++ b/event-model/src/lib.rs
@@ -305,6 +305,25 @@ pub enum Event {
     /// it, which is why this is written down rather than left to be inferred
     /// from a second example that does not exist.
     Cleared,
+    /// The account behind this session has no quota left, so the turn stopped
+    /// without finishing.
+    ///
+    /// Its own event rather than an [`Event::Error`] carrying the dialect's
+    /// sentence, because two things act on it that cannot read English: the
+    /// transcript draws it as a state the session is in rather than as a
+    /// failure of something it did, and `crate::resume` schedules the message
+    /// that picks the work back up. Recognising it belongs to the driver, which
+    /// is the only layer that knows its dialect's wording -- above here nothing
+    /// matches on strings.
+    ///
+    /// `resets_at` is epoch seconds, and `None` is a real state: the dialect
+    /// said the limit was hit without saying when it lifts. Nothing here
+    /// invents one -- what the wait is actually decided against is the usage
+    /// endpoint, and this is the hint that starts the waiting.
+    LimitReached {
+        #[serde(default, skip_serializing_if = "Option::is_none")]
+        resets_at: Option<f64>,
+    },
     Error {
         message: String,
     },
diff --git a/iris/transcript-ui/src/row.rs b/iris/transcript-ui/src/row.rs
index c082397..92581ae 100644
--- a/iris/transcript-ui/src/row.rs
+++ b/iris/transcript-ui/src/row.rs
@@ -60,6 +60,15 @@ fn item_content(item: &TranscriptItem) -> (Option<&str>, String) {
         TranscriptItem::PeerNote { from, text, .. } => (Some(from.as_str()), text.clone()),
         TranscriptItem::Note { text, .. } => (None, text.clone()),
         TranscriptItem::ClearedNote { .. } => (None, "_Context cleared._".to_string()),
+        // Epoch seconds as-is until the port has a relative-time formatter
+        // (P1); the Compose `LimitRow` draws it as a countdown.
+        TranscriptItem::LimitNote { resets_at, .. } => (
+            None,
+            match resets_at {
+                Some(at) => format!("_Usage limit reached; resets at {at:.0} (epoch seconds)._"),
+                None => "_Usage limit reached._".to_string(),
+            },
+        ),
         TranscriptItem::CompactedNote {
             pre_tokens,
             post_tokens,